The global B2B credit system runs on trust. Approximately 80% of international B2B commerce operates on open account terms — goods shipped before payment is received. This system works because non-payment has consequences. Debt collectors are the enforcement mechanism.
When non-payment goes unpunished, it signals to every company in the supply chain that invoices are optional. Professional collection reverses that signal through financial consequences (statutory interest, costs), reputational consequences (credit bureau notations), and legal consequences (court proceedings, asset seizure).
Collection activity feeds commercial credit databases — Dun & Bradstreet, Creditsafe, Bisnode, Coface — informing other creditors about payment behaviour. In Nordic countries, a betalningsanmärkning or RKI-registrering effectively locks a company out of the credit market.
International trade creates a jurisdiction gap: the creditor's legal system has no power over the debtor. International collection agencies bridge this gap by providing access to local enforcement in the debtor's jurisdiction — without requiring the creditor to understand foreign law.
Agencies processing claims across multiple creditors in the same sector detect insolvency patterns before they become public — providing early warning to credit departments.
Our debt recovery agency with over 21 years of experience provides: Business to Business Collections Services, Legal Debt Collections and worldwide Skip Tracing services.
