Scale alone doesn't collect a debt — knowing that a freight claim and a healthcare receivable need completely different pressure points does. Our collectors and network attorneys combine worldwide reach with industry-specific expertise, in the debtor's language, under the debtor's law. First results typically within 20 days.
We act for your creditor. Our client has instructed us to recover the above sum, now significantly overdue, together with any interest and recovery costs to which it is entitled under the applicable commercial terms and law.
Full payment is required within seven days of the date of this notice. In the absence of payment or a written proposal acceptable to our client, we are instructed to proceed without further notice: registration of the incident with the relevant credit bureaux, and referral to our local attorneys for filing before the competent court in your jurisdiction.
Local counsel already holds the file.
This is the first page your debtor receives. Drafted under the law of their jurisdiction, in their language, from an office established in their market — the version above is the English specimen. Hover the black bars: that's where your debtor's name goes.
A freight claim, a healthcare receivable, and an unpaid semiconductor invoice don't respond to the same pressure — the debtor's behavior, the documentation that matters, and the leverage available all differ by sector. Tap yours.
Unpaid freight, detention, and carrier invoices — often tied to Carmack Amendment claims for interstate shipments.
Freight & logistics →Unpaid medical receivables between providers, suppliers, and payers — handled with patient-adjacent discretion.
Healthcare →Unpaid invoices from airlines, charter operators, aerospace suppliers, and MRO providers.
Aviation →Unpaid freight, demurrage, charter hire, and bunker invoices — collected worldwide.
Marine & shipping →Unpaid component, licensing, and services invoices — often with identifiable corporate or venture backing.
B2B collection →Unpaid supply, tooling, and contract-manufacturing invoices between commercial buyers.
B2B collection →Not seeing your sector? We place files across every commercial industry — the desks above are simply where volume concentrates. Send us the file and a specialist will confirm fit the same day.
Six offices, collectors and network attorneys in more than 100 jurisdictions, one dashboard. The arcs show active mandates moving between our markets.
A global collection agency recovers overdue commercial invoices anywhere your debtor operates: multilingual negotiation, local legal knowledge, cross-border tracing, and escalation from friendly contact to attorney-led legal action — all coordinated from one file, whatever the industry.
Your file reaches a collector in the debtor's country within hours. First contact within 1–3 business days.
Moved, merged, gone quiet? Our investigators confirm the active entity, its operating address, and its financial standing first.
Calls, letters, visits — in the debtor's language, informed by how that industry actually pays. Most files resolve here.
The delinquency is logged with the relevant commercial credit bureau. A damaged credit file usually costs a debtor more than the invoice itself.
Local attorneys use whichever fast-track instrument the jurisdiction offers to convert the invoice into an enforceable judgment.
Funds are wired with a full report. A no-cure-no-fee file closed without recovery costs you nothing.
Three models cover practically every commercial account, in any sector, anywhere in the world. The percentage depends on the debt's age, size, and jurisdiction. Legal costs are budgeted and approved by you before anything is filed.
A flat-fee demand sequence in your name, for invoices that are late but not yet contentious. Escalates only if the debtor stays silent.
Fee calculated on amounts actually recovered. Nothing upfront. Nothing on failure. Our economics only work if you get paid.
Court proceedings run by network attorneys when amicable pressure isn't enough. For urgency, our fast collection service; for disputed claims, attorney-led collection from day one.
Past that point, a stalled account needs what most in-house teams rarely have: the debtor's language and negotiating culture, standing access to local credit bureaus and registries, and the specific pressure points that work in that debtor's industry. A global collection agency turns a decaying asset into cash, on a contingency basis, with industry desks built around how each sector actually pays.
On contingency: nothing upfront. The fee is a percentage of amounts actually recovered, disclosed in writing before your file is placed, and set by account age, size, and jurisdiction. No recovery, no fee.
Coordination. One point of contact and one dashboard for a portfolio that might span a dozen countries and several industries, instead of separately managed relationships with a different firm in each market.
Amicable collection typically produces first results within 20 days. Legal files follow the local court's calendar and the applicable fast-track procedure in that jurisdiction.
More than 100 jurisdictions worldwide, with dedicated desks for freight and logistics, healthcare, aviation, marine and shipping, and general B2B commercial claims across every other sector.
No. Cosmopolite works exclusively with commercial, business-to-business claims. B2B collection runs on different law and different economics than consumer collection.
Yes. Every file is visible on the Haka AI portal in real time: collector activity, debtor responses, and payment status.
Everything below is the long read: what a global collection agency actually does, how to judge one before you sign, why industry expertise matters as much as geographic reach, and when placing a file is the wrong call.
A global collection agency recovers past-due commercial invoices from debtors in any country, across any industry. The work has four layers. First, verification: confirming the debtor exists as an active entity, where it operates, and whether it can pay. Then amicable pressure: demands and negotiation carried out by collectors established in the debtor's market, in the debtor's language. Then escalation: if the debtor doesn't respond, network attorneys use the fast-track instrument available in that jurisdiction to convert the invoice into an enforceable judgment. Finally, enforcement and transfer: converting the judgment into cash and wiring it to you.
The value of "global" isn't just geographic coverage — it's one point of contact and one dashboard managing a portfolio that might otherwise require a dozen separate law-firm relationships.
Four checks separate real global coverage from a broker reselling local firms' work. Ask where the collectors actually sit: genuine reach means people established in the debtor's country, not a single office claiming worldwide coverage by phone. Get the fee in writing before you place anything, including what happens on failure and who covers legal costs if the file goes to court. Ask how you'll track the file across borders and industries — a live portal beats waiting on scattered email updates. And ask about industry fit specifically: an agency that treats a freight claim and a healthcare receivable identically probably isn't equipped for either.
Reviews at scale outweigh testimonials. A pattern repeated across tens of thousands of rated cases is hard to fake.
Two debtors in the same country can require completely different approaches depending on their industry. A freight or logistics debtor often has identifiable receivables from its own customers, which can be reached through garnishment once a judgment exists. A healthcare debtor requires discretion around patient-adjacent billing relationships. An aviation or marine debtor may have assets — aircraft, vessels, cargo — that can be attached directly under maritime or aviation lien law, a leverage point a generalist agency would miss entirely. A technology or semiconductor debtor often has identifiable corporate or venture backing worth investigating before deciding how hard to push.
Global reach without industry fluency just means the same generic letter, translated into more languages. The two need to work together.
Honesty costs less than a wasted placement. If your debtor is already in insolvency proceedings anywhere in the world, standard collection isn't the right tool: the file belongs with an insolvency practitioner who can file your claim, and no pressure recovers what the law doesn't already grant. If the debtor disputes the quality or delivery of what was sold, and that dispute is substantive rather than tactical, the file is a legal dispute, not a collection — treating it as one wastes months. And if the debt has passed the statute of limitations in the applicable jurisdiction, no collector brings it back.
Everything else — debtors who've gone quiet, moved, restructured, or simply assume distance or industry complexity protects them — is exactly what a global collection agency exists for. Place the file: the free case review will tell you which category it's in.
Free case review · same-day response · no collection, no fee
Place a file →Our debt recovery agency with over 25 years of experience provides: Business to Business Collections Services, Legal Debt Collections and worldwide Skip Tracing services.
