Local collectors and attorneys in 100+ countries recover unpaid B2B invoices under the debtor's own law. First results typically within 20 days. You pay only when money moves.
From the first demand in the debtor's language to funds remitted to your account.
Every desk page sets out how commercial debt is actually collected in that country: the demand, the court instrument, the enforcement route, and what it costs. If your debtor's country is not listed, the international debt collection agency page covers the other jurisdictions we work in.
You run the whole recovery remotely. You approve every escalation before it happens, and you never travel to the debtor's country.
Send the invoices and the debtor's details. Within 24 hours you receive a written assessment: debtor profile, jurisdiction strategy, and the success fee in writing.
A multilingual collector based in the debtor's country takes the file. Same language, same time zone, same commercial law as your debtor.
Phone, email, and a formal written demand in the local language, worked in a structured 20-day window built to settle before any legal cost arises.
Payment commitments are documented as binding agreements. Payment plans carry clear milestones and are monitored to the last installment.
When the amicable route is exhausted, a vetted attorney in the debtor's jurisdiction takes over. Every litigation cost is assessed and approved by you first.
Judgments are enforced through asset seizure, bank account attachment, and garnishment. Recovered funds reach your account within 48 hours of receipt.
There are no registration fees, no retainers, and no hidden charges. The success fee is agreed in writing before you place the case. Court costs, where a case needs them, are quoted and approved separately.
Haka AI is the platform we built in-house to run every file. Submit cases, follow each collector action and debtor response as it happens, download reports, and view remittance statements at any hour.
Recovered a substantial six-figure receivable from a German distributor we had written off. Their Frankfurt-based collector resolved it amicably in under 45 days. Exceptional cross-border expertise.
Sonia DurandWe placed a portfolio of twelve aged accounts across five European countries. They coordinated local collectors in each jurisdiction and recovered over 80% of the total. The multilingual team made communication seamless.
Hans BoltonUsed them for a complex multi-party construction debt in the Middle East. They coordinated local legal counsel and resolved it through structured settlement before court. Saved us significant legal fees.
James ThorntonOur Spanish firm needed to collect from a US debtor in California. They handled the timezone, legal system, and cultural differences effortlessly. Full recovery within 60 days.
Maria FernandezReliable service for ongoing receivables management across Scandinavia and the Baltics. They handle our aged European accounts on a rolling basis with consistent recovery rates and clear monthly reporting.
Erik JohanssonEngaged them for a portfolio of unpaid invoices from Italian and Turkish debtors. Their local collectors in both countries knew the commercial culture and legal levers. Recovered 90% within the first quarter.
Charlotte DupontWe had a debtor in Poland who had been avoiding payment for over a year. Cosmopolite's Warsaw team located the company, engaged directly with management, and secured full payment within three weeks of taking the case.
Michael O'BrienSolid agency for cross-border collections. The amicable phase was thorough and well-documented. When legal escalation became necessary in France, the transition to their Paris lawyer was seamless.
Ayşe KaragözInternational debt collection uses local collectors and lawyers in the debtor's country to recover unpaid commercial invoices. The process begins with amicable contact in the local language, followed by negotiation and, if necessary, legal proceedings in the debtor's jurisdiction. A specialist agency coordinates the entire process remotely on your behalf.
Cosmopolite operates on a no cure, no fee basis. Our commission is a percentage of the recovered amount agreed upfront. There are no registration fees, retainers, or hidden charges. If we do not recover your debt, you pay nothing. Legal costs for court proceedings are assessed and approved separately.
We collect commercial debts in over 100 countries including all EU member states, the United Kingdom, United States, Canada, Turkey, UAE, and throughout the Middle East, Asia, and Africa. Each case is handled by a local collector based in the debtor's country.
Amicable recovery typically takes 20 to 60 days depending on the debtor's country and responsiveness. Legal proceedings vary by jurisdiction — from 3 months in fast-track EU procedures to 12 months in more complex cases. Debts submitted within 90 days of default have significantly higher and faster recovery rates.
At minimum: the debtor's company name and address, unpaid invoices with amounts and dates, the underlying contract or purchase order, and proof of delivery or service completion. Additional correspondence regarding payment strengthens the case. We assess the documentation during our free 24-hour case review.
Yes. Our team operates in English, French, Spanish, German, Italian, Dutch, Turkish, Arabic, and over 20 additional languages. Debtors are always contacted in their local language by a collector based in their country, which significantly improves engagement and recovery rates.
EU Directive 2011/7/EU establishes mandatory 30-day payment terms for commercial transactions across all EU member states, with automatic entitlement to statutory interest and a minimum EUR 40 fixed recovery cost per unpaid invoice. This directive strengthens creditor rights when collecting B2B debts from companies in any EU country.
No. We handle everything locally through our network of collectors and lawyers in the debtor's country. You manage the entire process remotely, approving escalation decisions and receiving regular updates by email. Our clients are based across six continents.
Every month the invoice ages, it gets harder to collect.
Placement takes minutes. A collector in your debtor's country picks the file up the same day.
Place a caseOur debt recovery agency with over 25 years of experience provides: Business to Business Collections Services, Legal Debt Collections and worldwide Skip Tracing services.
