Australian collectors and lawyers recover your B2B invoices under the Corporations Act — from the first letter of demand to a statutory demand and winding-up. First results typically within 20 days. You pay only when money moves.
We act for your creditor. Our client has instructed this office to recover the above sum, now materially overdue.
Payment in full is required within seven days of the date of this letter. Absent payment or a written proposal acceptable to our client, we are instructed to proceed without further notice: service of a creditor's statutory demand under section 459E of the Corporations Act 2001 (Cth), and — absent compliance within 21 days — an application to wind up your company on the grounds of presumed insolvency.
Our local counsel is already in possession of the file.
This is what your Australian debtor receives — from a firm with local standing under the Corporations Act, not a generic chase email from overseas. Hover the black bars — that is where your debtor's name goes.
Australian debt collection escalates fast once it turns formal, and the last two rungs run on a clock courts cannot extend. Tap a stage — see what the debtor receives, what it costs them, and what the law hands you next.
"Our records show invoice ████ for AUD ██,███ remains unpaid, now ██ days overdue…"
"We act for your creditor. Payment of AUD ███,███ is required within seven days of this letter…"
"TAKE NOTICE that the creditor requires payment of AUD ███,███ within 21 days of service of this demand…"
"…pay, secure, or compound the debt, or file and serve an application to set aside within 21 days. No extensions."
"Non-compliance with the statutory demand raises the presumption of insolvency under s459C(2). Application to wind up may now be filed."
Cosmodca runs this ladder for overseas creditors every day — a debt collection agency for Australia that files, serves, and enforces locally while you follow the case in one dashboard. This is a solvency instrument, not a routine collections letter, and we do not deploy it against genuinely disputed debts. Debtor elsewhere in Asia-Pacific? See the international debt collection agency desk.
Creditors in the US, UK, Canada, the Gulf, and beyond place Australian cases with one desk — collectors on the ground, lawyers admitted in the debtor's state, one dashboard in your language.
Days sales outstanding sits near three weeks and fewer than one in five invoices go overdue — the risk isn't slow payment, it's a debtor who's decided distance makes an overseas creditor easy to ignore:
ASIC publishes company external-administration statistics only as downloadable Excel workbooks, with no extractable annual total on its statistics page; a widely repeated financial-year figure could not be verified against a primary source, so no insolvency card appears here. Sources: Atradius Payment Practices Barometer, Australia 2026 · US Census Bureau, Trade in Goods with Australia
Debt collection in Australia is the recovery of overdue invoices from Australian businesses on behalf of the creditor — formal demands, and, where the debt is undisputed, escalation to a creditor's statutory demand under the Corporations Act. For an overseas creditor, a debt collection agency for Australia runs the entire ladder locally while you keep one contact.
Your case reaches an Australian collector the same day. The debtor's ASIC company extract is checked before first contact.
Live entity, trading address, and directors confirmed against the ASIC register.
Reminder and a letter of demand. Most Australian commercial cases settle at this stage.
Form 509H served under s459E Corporations Act 2001 (Cth) — no prior judgment required.
The debtor must pay, secure, compound, or file and serve a set-aside application. Courts cannot extend the deadline.
Non-compliance raises a presumption of insolvency; funds transferred with a full report, or the file moves to winding-up. No recovery, no fee.
Three models cover nearly every Australian commercial case. The percentage depends on claim age, size, and complexity. Legal costs are quoted and approved by you before any filing.
A flat-fee Australian demand sequence under your name — reminder and letter of demand. Escalates only if the debtor stays silent.
A success fee on the amount actually recovered. Nothing upfront. Nothing on failure. The economics only work when you get paid.
Statutory demand and winding-up application through lawyers admitted in the debtor's state. For urgency, the fast debt collection service; for contested claims, attorney-based debt collection from day one.
Australia doesn't hide behind a language barrier — it hides behind distance, betting an overseas creditor won't bother instructing local counsel. What changes that calculation isn't a louder email. It's a letter of demand from a firm with standing under the Corporations Act, and a Form 509H ready to serve if the debtor stays silent. Specialist B2B debt collection puts that machinery behind your receivable on a success-fee basis, with industry desks for manufacturing, logistics, healthcare, aviation, maritime, and technology.
Debt collection in Australia follows an escalating sequence: an informal reminder, a formal letter of demand, and — where the debt is undisputed and the debtor is a company — a creditor's statutory demand under the Corporations Act 2001 (Cth). Non-compliance within 21 days creates a statutory presumption of insolvency, which is what makes the instrument effective without ever going to court.
A company that ignores a properly served statutory demand faces a presumption that it is insolvent, which the creditor can rely on to apply to wind the company up. That threat routinely moves genuinely solvent debtors who were simply hoping an overseas creditor wouldn't follow through.
It's the most aggressive tool on this ladder: a formal demand under section 459E of the Corporations Act that requires no prior court judgment, yet creates a presumption of insolvency if ignored for 21 days, with no power for courts to extend that deadline. It's a solvency instrument, not a routine collections letter, and it's the wrong tool for a debt the debtor genuinely disputes.
On the contingency model, nothing upfront: the success fee is a percentage of the amount actually recovered, quoted in writing before you place the case. Australia has no general statutory late-payment interest for B2B debts, so unlike our European pages we don't promise recoverable interest offsetting the fee — the economics rest on the strength of the statutory demand itself.
The debtor must file and serve the application within the same 21 days — courts have no discretion to extend it. Genuine disputes succeed; tactical ones rarely do, since the application has to be filed and served, not just filed. Where a case does proceed, our lawyers in the debtor's state handle it.
Yes, directly. Serving a statutory demand doesn't require an Australian judgment first, so for most unpaid invoices it's faster to use the Corporations Act route than to enforce a foreign judgment. Where you already hold a judgment, our Australian lawyers assess whether registering it is still the cheaper path.
The longer read for creditors doing their homework: how Australian collection actually runs, the statutory demand as a solvency weapon, the 21-day window in detail, what Australian law does and doesn't give you, and when placing a case is the wrong move. Open what matters.
A debt collection agency working Australia for an overseas creditor does four things you cannot efficiently do from abroad. It verifies the debtor against the ASIC register — the company extract, the trading address, the directors behind the name on your invoice. It applies pressure with a letter of demand from a firm with local standing. It escalates through a creditor's statutory demand, Australia's fast-track solvency instrument for undisputed claims. And it enforces — through a winding-up application where warranted — via lawyers admitted in the debtor's state.
The alternative is instructing an Australian law firm directly at hourly rates and coordinating it yourself, across a time zone and a legal system you don't work in. A specialist debt collection agency for Australia runs the same ladder on a success-fee basis, and you deal with one contact and one dashboard.
A creditor's statutory demand needs no prior court judgment, yet non-compliance for 21 days creates a statutory presumption under s459C(2) that the company is insolvent — a presumption the creditor can use to apply to wind the company up. Courts have no power to extend the 21-day window, and a debtor wanting to set the demand aside must file and serve the application within it, not merely file it.
That asymmetry is exactly why it's the most effective instrument on this page — and exactly why we treat it as a solvency weapon, not a routine collections letter. We don't serve one against a debt the debtor genuinely disputes: courts set aside demands over real disputes, and misusing the instrument can expose a creditor to costs.
Once served, a statutory demand gives the debtor 21 days to pay in full, secure the debt, compound it by agreement, or apply to set it aside. There is no judicial discretion to extend that period, which is unusual by comparison with most of our other jurisdictions.
A silent debtor moves straight to the presumption of insolvency, giving the creditor a three-month window to apply to wind the company up. A debtor who disputes the debt genuinely has to move fast: the set-aside application must be both filed and served inside the 21 days, and a defective or late attempt does not stop the clock.
Unlike our European pages, Australia has no general statutory entitlement to default interest on a late B2B invoice. Interest is either set out in the contract or awarded by a court after the fact — a genuine difference worth knowing before you place a case, not something to paper over with an EU-style promise of statutory interest.
What Australian law does hand a creditor is the statutory demand itself: a solvency-pressure instrument no other jurisdiction on this site offers in quite the same form. Industry data puts the recoverable share of a receivable near 94 percent at 30 days past due and below 30 percent past a year, in Australia as everywhere else.
Candor is cheaper than a wasted mandate. If the debtor is already in external administration, a statutory demand cannot be used — the file belongs with the administrator or liquidator, and we will tell you so at assessment. If the debtor disputes what you delivered and the dispute is genuine rather than tactical, a statutory demand is the wrong instrument entirely and courts will set it aside. And if the claim is past the applicable limitation period, no collector revives it.
Everything else — the silent Pty Ltd, the debtor who "never received" the invoice, the customer betting an overseas creditor won't instruct local counsel — is exactly what this desk exists for. The assessment costs nothing and tells you which category your case is in. Debtors elsewhere belong with the international debt collection agency desk or the global coverage hub.
Free assessment · answer within one business day · no recovery, no fee
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