Scotland has its own legal system, separate from England and Wales. Debt collection in Glasgow operates under Scottish civil procedure with distinct rules, terminology, and enforcement mechanisms.
The Glasgow Sheriff Court handles most commercial claims. Simple procedure (claims up to GBP 5,000) and ordinary cause (claims above GBP 5,000) are the two main tracks. Summary cause was abolished and replaced by simple procedure.
No Money Claim Online equivalent (though Online Civil Claims is being developed). Different terminology: pursuer (claimant), defender (defendant), decree (judgment). Different enforcement: Sheriff Officers instead of HCEOs. No winding-up petition equivalent with the same freezing effect.
Charge for payment (formal demand giving 14 days to pay). Earnings arrestment (salary garnishment). Bank arrestment (bank account freezing). Attachment of goods. Inhibition (prevents disposal of heritable property).
5 years for contractual claims under the Prescription and Limitation (Scotland) Act 1973. Different from England's 6-year limitation period.
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