Professional B2B collection agencies employ a structured set of methods, each calibrated to the debtor's jurisdiction, claim type, and response pattern.
Formal demand letter in the debtor's language, citing local enforcement mechanisms. Sent via registered mail or equivalent with proof of delivery. In civil law jurisdictions, this mise en demeure or Mahnung is a legal prerequisite to court proceedings.
Direct calls from native-speaking agents to the debtor's decision-maker. The objective: identify the reason for non-payment, negotiate payment terms, and document commitments.
When the debtor cannot be located, agencies use commercial databases, corporate registry searches, and local intelligence to find current addresses, phone numbers, and bank account details.
Jurisdiction-specific payment orders: Mahnverfahren (Germany), IOS (Belgium), monitorio (Spain), injonction de payer (France), EPU (Poland), betalningsföreläggande (Sweden).
Bank account seizure, salary garnishment, property attachment, and insolvency proceedings through local bailiffs and enforcement authorities.
Where available: saisie conservatoire (France), embargo preventivo (Spain), European Account Preservation Order (EU-wide).
Our debt recovery agency with over 21 years of experience provides: Business to Business Collections Services, Legal Debt Collections and worldwide Skip Tracing services.
