Spain's legal system provides multiple collection paths for foreign creditors, with the proceso monitorio being the standout tool for documented commercial claims.
Spanish-language demand (requerimiento extrajudicial) from a Spanish address, citing the monitorio as next step. Professional agencies resolve 50-70% of claims under 12 months at this stage.
Zero filing fees. Any claim amount. 20-day payment window. No opposition = enforceable title. Timeline: 4-8 weeks. Spain's most efficient creditor tool.
For claims with título ejecutivo (notarial deed, bill of exchange, promissory note). Immediate embargo (asset seizure) possible at filing.
Court efficiency varies significantly by region. Madrid: 8-12 months for contested claims. Barcelona: 6-10 months. Andalucía: 14-20 months. Basque Country: 6-9 months.
Embargo de cuentas bancarias, embargo de bienes, embargo de salarios. Executed through the Juzgado de Primera Instancia in the debtor's jurisdiction.
5 years (Article 1964, Código Civil).
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