Debt Collection in Belgium

If you are conducting business in Belgium, consider the fact that more than one language is spoken.

Recovery is often available in Belgium for a relatively small charge but sometimes legal proceedings can be extended.

Our Belgian debt recovery attorneys have the strength and the experience to persuade the debtor to compensate.

In Belgium we are able to collect the allegations decisively with a Belgian office in Antwerp.

Collect A Debt in Belgium. Quickly.
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1.1 Immediately send a notice if your customer does not pay on time; identify a certain number of days as the payment period; typically the payment period in Belgium does 14 days; maintain the notification friendly; create the impression that this is simply a matter of human error.


2.1 Our Belgian debt recovery attorneys have a wealth of experience and understanding regarding Belgian law and regulations. In fact, they are fully aware of the Belgian business customs and culture. Which makes it easier for your Belgian debtor to make timely payments.


3.1 A variety of Belgian languages are spoken here. As well as the standard Belgian languages Dutch, French and German, our attorneys speak your language so they can quickly resolve language barriers.


4.1 Our company debt recovery strategy is customized to every single case, and we provide tailored advice to you.


5.1 We will always offer our honest advice on the likelihood that your debt recovery will be successful. It is vital to us to place your needs first; we are endeavoring to provide you with your choices and guidance on the best route to take. It is clear to see how we are upholding our core values of honesty and fairness.


6.1 The debt collection mechanism may be split into two stages when coping with a debt recovery issue in Belgium. Selection takes place during the extrajudicial process, without the involvement of the Court. The Court becomes active during the course of the judicial process.

We will support you during both processes as we are a law firm. Many Belgian issues are settled without the involvement of the Tribunal.


7.1 In theory, we often continue with the extrajudicial approach to the debt recovery method. We are trying to avoid the need to go to the Tribunal, as this can be costly at times. To demand payment we contact your Belgian client.

7.2 We have the following options at this stage:

  • Written complaint letters and telephone calls: we submit a written request letter to the debtor and notify them via telephone, asking that they reimburse the demand within a few days, together with interest and costs;
  • Draft settlement arrangements: if required, we can commit to a payment arrangement with your debtor;
  • Initiate legal proceedings: sometimes, announcing legal proceedings: For this it is not always appropriate to go to Trial;
  • Assets may also be confiscated on the grounds of a notary deed or an uncontested debt due by a third party. Many requirements need to be satisfied. The debtor will not be told of this seizure in advance, but he may appeal;
  • Solvency Research: Your counsel and the bailiff will examine the solvency of your debtor. To assess the condition there, the bailiff must contact the client by looking at the product. It offers us updated information about the debtor's financial position and we can threaten the debtor with that. Depending on this report, we can provide you with our specific advice on any further action that might be needed.
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Collect Debt Based in Belgium


8.1 If your debtor refuses to pay during the extrajudicial process we can go to the Court following mediation with you.

We also remind you in advance of possible costs, and we will not continue until we have your permission.

There are a variety of judicial proceedings in Belgium that you can start collecting your income.


9.1 Our counsel will call the defendant to testify before the Court and engage the Court in obtaining your petition. If the claimant struggles with charging, then the situation is challenged.

This does not involve debt recovery where the claimant is unable to pay, but rather a delinquent who has given excuses for not paying the payment to the Court (a defence is filed).

9.2 If an appeal is lodged, the Court must create a timetable for making submissions at the request of the plaintiff, so that the parties will respond to each other's opinion. Nevertheless, no appeal is lodged in most instances. If this occurs, the Court typically issues a decision in favour of the claimant (called a default judgment).

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International Debt Collection Agency

European order for payment proceedings

In the case of an uncontested dispute between two parties located in EU Member States (except Denmark).

European Order for Payment proceedings may be initiated.

In your situation, the prosecutor who manages your case will decide whether this kind of action is acceptable.

The claimant typically filled out a standard form for Eu Order for Payment procedures and submits this to the Tribunal.

Instead, the Court issues a Community Transaction Notice.

Unless they respond to the allegation, the debtor then has 30 days to reply. If no notice is obtained within the 30-day timeframe, you can ask the Court to finalize the payment order (called a "Enforceability Statement").

Such a decision is true and enforceable and is recognized in any Member State (except Denmark). The EU Payment Order is never appropriate for contested issues that is, not in situations where there is a disagreement over the invoice).

The benefit of this process is flexibility and low cost (some Member States don't even impose a court fee), but the drawback is that if it gets challenged, the case stops, and if the claimant wants to proceed, a regular civil action will have to be launched.

Debt Recovery in Belgium. Fast.

Our business debt recovery methodology is customized to every single instance, so that we can provide objective advice to you.
We will always give our objective advice on the likelihood of your debt recovery being successful.
It is essential to us to place your interests first; we aim at providing you with your possibilities and suggestions on the best path to take. It is clear to see how we are pursuing our fundamental values of integrity and justice.

Collect a Debt In Belgium

What To Do When Your Belgium

- Contact your customer and demand why no payment has been and when exactly it will be.
   Always request the payment copy sent to you.
- Are you not able to solve the problem with your customer? Send them a certified letter requesting immediate payment.
- Be conscious that with ambiguous payment terms or arguments, your Belgium debtor may try to gain additional time.
Persevere, be direct and never postpone.
- In Belgium, a payment period of three to seven days is normal

contact a debt collection agency Belgium

Our Belgium debt collection experts have comprehensive experience and perspective of Belgium laws and policies.
Therefore they are perfectly aware of Belgium's trading values and traditions.
Which makes it easier for your Belgium debtor to quickly make payments.

Debt Collection Law Belgium

Debt Collection Law Belgium

Contact Us and Get our comprehensive article about how to collect a debt in Belgium, using the amicable and legal options. This is best debt collection guide on Belgium your will ever find.

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How to Collect A Debt in Belgium

Collect A Debt in Belgium using our local Network

We follow your instructions at all times and ensure regular communication with you via collection reports, recommendations regarding debtor payments, payment plans and, where necessary, repossession and Court proceedings.

Debt Collection Process in Belgium

We have prepared for you a comprehensive article about how the debt collection process works in Belgium.
See the country report on our Blog:

Debt Recovery in Belgium