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Debt Collection South Africa: A CFO's Recovery Playbook

Published March 28, 2026·English

A foreign creditor's guide to debt collection in South Africa. In this video, we cover what creditors need to know before filing.

01 - Courts

This video walks through courts, one of the details that most affects how quickly a case gets resolved.

02 - The National Credit Act

The National Credit Act is covered in depth, since it's a factor creditors frequently underestimate before filing.

03 - Prescription

We break down prescription specifically, because getting this wrong is a common reason recovery stalls.

04 - Working with Cosmodca

No collection, no fee: a 10% success commission applies to claims under one year old, with case-by-case terms for older receivables.

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Debt Collection South Africa: A CFO's Recovery Playbook: the Full Guide

A foreign creditor's guide to debt collection in South Africa: courts, the National Credit Act, prescription, and enforcement tools for cross-border B2B recovery.

Chapters

Jump to the part you need.

00:00Why South Africa cases need a different approach
The starting context every creditor should understand before acting on this.
02:15Courts
What this means for Courts.
04:30The National Credit Act
How The National Credit Act affects your timeline.
06:10Prescription
The practical side of Prescription. No collection, no fee.
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