Canada's 13 provincial and territorial jurisdictions each set their own limitation periods and licensing rules, so a national approach to collection doesn't really exist.
Most Canadian provinces converged on a two-year general limitation period, but the starting date and specific carve-outs still vary, so confirming the applicable provincial rule matters before assuming a claim is still viable.
Some provinces require collection agencies to hold a specific provincial license before contacting a debtor commercially, while others regulate more lightly, which shapes both compliance obligations and available enforcement tools.
Each province sets its own small claims court monetary ceiling, and claims under that threshold can often be resolved faster and more cheaply than through the standard civil court system.
Everything covered in this video, in full written form, in the complete article.
Read the full guideA senior-level map of B2B debt collection in Canada: provincial limitation periods, licensing, small claims limits, and foreign judgment enforcement across 13 jurisdictions.