UK commercial recovery runs on a familiar escalation ladder: letter before action, statutory demand, and MCOL, with post-Brexit changes affecting cross-border enforcement.
UK civil procedure rules expect a proper letter before action before court proceedings begin, and courts can penalize a creditor on costs for skipping this step even when the underlying claim is sound.
For debts above the statutory threshold, a formal statutory demand puts a company debtor on notice that non-payment could lead to a winding-up petition, often prompting payment before litigation is needed.
UK judgments no longer benefit from the streamlined EU recognition mechanisms they once did, meaning cross-border enforcement into the EU now typically requires navigating each member state's domestic recognition rules separately.
Everything covered in this video, in full written form, in the complete article.
Read the full guideA creditor's procedural guide to UK commercial debt collection: letter before action, statutory demand, MCOL, and post-Brexit cross-border enforcement.