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Debt Collection Ireland: A CFO Guide to Irish Recovery

Published March 26, 2026·English

Ireland's court system and SI 580/2012 interest rules give foreign creditors a familiar common-law process, but section 570 demand requirements still need to be followed precisely.

01 - Irish courts follow a familiar structure

For creditors used to UK or US procedure, Irish courts operate on a recognizably similar common-law basis, which shortens the learning curve compared to civil-law jurisdictions elsewhere in the EU.

02 - SI 580/2012 sets statutory interest

Ireland's late payment regulations under SI 580/2012 entitle a creditor to statutory interest and compensation on overdue B2B invoices automatically, a right that should be built into every demand letter.

03 - Section 570 demands are a formal prerequisite

Certain enforcement routes require a formal section 570 demand to have been issued and to have gone unanswered for a set period before the creditor can proceed, so skipping this step can delay the whole file.

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Debt Collection Ireland: A CFO Guide to Irish Recovery: the Full Guide

Debt collection Ireland: Irish courts, SI 580/2012 interest, section 570 demands, and enforcement routes. Contact Cosmopolite for a free case review.

Chapters

Jump to the part you need.

00:00Why Ireland cases need a different approach
The common-law familiarity is real, but the statutory prerequisites around demands and interest still need to be followed exactly.
02:15Irish courts follow a familiar structure
How the court system compares to UK and US procedure.
04:30SI 580/2012 sets statutory interest
The automatic interest and cost rights most creditors don't claim.
06:10Enforcement routes after judgment
What options exist once a judgment is secured. No collection, no fee.
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