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Debt Collection Austria: A Creditor's Procedural Guide

Published March 18, 2026·English

Austrian commercial debt carries a three-year limitation period that catches many foreign creditors off guard, since it is shorter than the general civil limitation most expect.

01 - The three-year commercial trap

Where German limitation periods often run three years from year-end knowledge, Austrian commercial claims under the ABGB can start running earlier, so a debt that looks fresh may already be closer to time-barred than it appears.

02 - Mahnverfahren as the standard route

Austria runs its own Mahnverfahren payment order process, distinct from Germany's, and it remains the fastest route to an enforceable title for undisputed commercial debt.

03 - ERV filing speeds things up

Claims filed through the electronic ERV court system move measurably faster than paper filings, which matters when a debtor is likely to object and delay is costly.

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Debt Collection Austria: A Creditor's Procedural Guide: the Full Guide

A procedural guide to debt collection in Austria: Mahnverfahren, the three-year commercial limitation trap, and enforcement through the Gerichtsvollzieher.

Chapters

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00:00Why Austria cases need a different approach
The shorter limitation window means timing the first formal demand correctly is more urgent here than in most EU jurisdictions.
02:15The three-year commercial trap
How the ABGB limitation period is calculated and why creditors underestimate it.
04:30Mahnverfahren as the standard route
The payment order process step by step, and where it can stall if the debtor objects.
06:10Gerichtsvollzieher enforcement
What happens once a payment order becomes final and enforcement begins. No collection, no fee.
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